Prescription medication following a hospitalization or outpatient
surgery

Complementary therapy: chiropractic, speech, occupational, osteopathy
and/or acupuncture

• 100% UCR for insureds from 0 to 6 months of age, up to 5 visits
• US$600 per policy year for insureds from 6 months and older

Diagnostic study services (laboratory tests, pathology, X-rays, MRI/CT/
PET scans)

US$750,000 per lifetime
Includes US$40,000 benefit for expenses of the live donor

Congenital and/or hereditary conditions
Diagnosed before age 18

Congenital and/or hereditary conditions
Diagnosed after age 18

Gastric bypass bariatric surgery and any type of surgical procedure for
weight loss and its complications or treatments

Option I:
• US$8,500, no deductible applies
Option II:
• US$8,500, after deductible

Without underwriting, if born in the policy, after the 10-month
waiting period

Provisional coverage for the newborn (born from a covered maternity)
(options I and II)

Option I:
• US$5,000 per pregnancy, max. of 90 days, no deductible applies
Option II:
• US$5,000 per pregnancy, max. of 90 days, after deductible

Cost of return ticket for the Insured and one companion after an
evacuation by air ambulance

100% UCR for treatment within the first 180 days of the
covered accident

Free extended coverage for eligible dependents after the policyholder’s
death as a result of a covered accident or condition

Elimination/reduction of the policy deductible for no claims during the
last 3 years

Options I & II:
• Elimination for 1 year after the 3rd year without claims
• Reduction of 50% of the deductible for 1 year after the 3rd year, if
the deductible was not met in any of the years
Options III & IV:
• Reduction of 50% of the deductible for 1 year after the 3rd year
without claims

Access to a second medical opinion of renowned experts from around
the world, no deductible applies

Up to US$5,000 for emergency medical treatment while
traveling abroad